Health insurance for foreigners in the Czech Rebublic
Our Support Center for Foreigners in Prague is an insurance broker incorporated in the CNB register, and the official partner of the VZP company
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Health insurance for foreigners
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The long-term student visa extension
For a long-term visa extension for the purpose of study the following documents will be required:
● Completed green visa application form;
● Complex health insurance for foreigners;
● Confirmation of student status;
● Proof of funds;
● Proof of accommodation (could be in a dormitory or in a flat);;
● Postage stamps in the amount of 2500 CZK.
⚠️ The submitted documents should be original, also could be in the form of notarized copies. An exception is a confirmation of student status from the university (only original document!)
⚠️ All documents must not be older than 180 days. We recommend that the proof of funds be as "fresh" as possible (not older than 3 months!)
● Completed green visa application form;
● Complex health insurance for foreigners;
● Confirmation of student status;
● Proof of funds;
● Proof of accommodation (could be in a dormitory or in a flat);;
● Postage stamps in the amount of 2500 CZK.
⚠️ The submitted documents should be original, also could be in the form of notarized copies. An exception is a confirmation of student status from the university (only original document!)
⚠️ All documents must not be older than 180 days. We recommend that the proof of funds be as "fresh" as possible (not older than 3 months!)
We will help you
According to the requirements of the Ministry of the interior of the Czech Republic, you must have at least 5000 euros in your bank account for a 1 year long-term visa. At KOVER we will help you open a bank account and get a proof of funds for a visa!
Getting the proof of funds
The application form can be obtained at the department of the Ministry of the interior of the Czech Republic, but the easiest way to get it is to come to our office, where employees will help you with filling in and answering all of the questions
Filling in the green visa application form
KOVER conducts one year and also one semester long Czech language courses for foreigners, which make it possible to extend a long-term visa or residence permit with "other" purpose of stay.
Czech language courses
KOVER is an official insurance broker with a license from the Central Bank in the Czech Republic! We will provide you with the most favorable prices for the insurance within a couple of minutes!
Health insurance
Here you can order forensic translations of documents from or into Czech. The cost of translation starts from 750 CZK per page and depends on the number of characters.
Forensic translations
Types of pVZP health insurance
Basic Health Insurance
First aid and emergency health insurance. The treatment and health expenses are covered only if the illness or injury so serious that the treatment cannot be postponed until returning to the country of permanent residence. Suitable for tourist visas up to 90 days
Is suitable for:
- tourist visa
-visa-free trips
-visa with the purpose of getting an employee card
Starting from 700 CZK / month
First aid and emergency health insurance. The treatment and health expenses are covered only if the illness or injury so serious that the treatment cannot be postponed until returning to the country of permanent residence. Suitable for tourist visas up to 90 days
Is suitable for:
- tourist visa
-visa-free trips
-visa with the purpose of getting an employee card
Starting from 700 CZK / month
Complex Health Insurance PLUS
Covers different emergency cases, as well as expenses associated hospital and ambulatory treatment, dispensary care and preventive examinations by doctors. Suitable for long-term visas over 90 days.
Is suitable for:
-long-term visa
-long-term residence
Starting from 18 660 CZK / year
Covers different emergency cases, as well as expenses associated hospital and ambulatory treatment, dispensary care and preventive examinations by doctors. Suitable for long-term visas over 90 days.
Is suitable for:
-long-term visa
-long-term residence
Starting from 18 660 CZK / year
Complex Health Insurance Exclusive
A premium class insurance product, which is identical to state insurance in terms of insurance coverage, can even cover expenses associated with some chronic diseases. Suitable for long-term visas over 90 days
Is suitable for:
-long-term visa
-long-term residence
Starting from 18 540 CZK / year
A premium class insurance product, which is identical to state insurance in terms of insurance coverage, can even cover expenses associated with some chronic diseases. Suitable for long-term visas over 90 days
Is suitable for:
-long-term visa
-long-term residence
Starting from 18 540 CZK / year
PROMOTION: When applying for any type of pVZP insurance in KOVER, you will receive a visa consultant as a bonus to each contract, as well as an additional 50% discount on the "proof of funds" service.
Оформление страхования pVZP
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How to use your insurance?
1
Call the support service center
Call the insurance company's support service at the phone number written on the back of your insurance policy (or card). If it is pVZP, then the number is +420 272 099 943 (for the tariff PLUS) or +420 272 099 945 (for the tariff Exclusive).
2
Describe your problem
When you contact the support service center, tell them which doctor you would like to visit and why. The pVZP hotline is available 24/7 and the dispatchers speak multiple languages, including English, so no reasons to be worried.
3
To have an appointment with a doctor
After explaining the situation, the support service consultant will offer to make an appointment with the doctor. You must have a passport with you when you go to the appointment, as well as an insurance policy or card.
4
Ask for a refund
If you paid for the appointment after it took place and also if you purchased any medicine, you must keep all receipts from the hospital/pharmacy and send them to the insurance company for the compensation to be possible. KOVER will of course help you with filling the application form in!
5 reasons to sign a contract with KOVER
We often run various promotions for our customers. You will therefore have the access to more favourable conditions on other services related to visa extension when you buy your insurance from us
Gifts
In addition to the insurance contract, our clients also receive assistance with all questions related to medical appointments or refunds for their insurance claims
Quality
We keep track of all changes in the cost of health insurance in the Czech Republic and provide our customers with all kinds of trade discounts in accordance with pVZP approval
Low prices
We are an insurance broker and have a license from the Czech National Bank. We are not intermediaries, but work directly with pVZP
Legitimacy
We will find a suitable insurance product for your needs, advise you on how to apply for a long-stay visa and help you fill in the green visa application form
Additional services
Our team
Alexander Komogortsev
СЕО / company founder
СЕО / company founder
Iana Petrukhina
Consultant
Consultant
Ksenia Kolmakova
Consultant
Consultant
Kirill Afanasev
Consultant
Consultant
Frequently asked questions
First, you need to call the AXA Assistance helpline and then follow the instructions of the operator. The insurance support service operates around the clock, speaks many world languages and has an up-to-date list of contractual medical institutions and doctors. Contact details are indicated on the card of the insured.
Yes, of course, persons who are abroad, as well as minors, can take out health insurance, but this will require the so-called. the policyholder "pojistník" (i.e. the person who draws up the insurance contract). To conclude the contract, the pojistník must have an identity card and information about the insured person.
At the beginning of August 2021, amendments to the law on the stay of foreigners on the territory of the Czech Republic came into force. The changes affected the conditions for obtaining comprehensive medical insurance for foreign citizens living in the Czech Republic on the basis of a long-term visa type D or a temporary residence permit (permit).
According to the new rules, in the next 5 years, it will be possible to issue and receive a compulsory medical insurance policy for a foreigner only in one insurance company - pVZP.
According to the new rules, in the next 5 years, it will be possible to issue and receive a compulsory medical insurance policy for a foreigner only in one insurance company - pVZP.
An insurance contract can be issued from the next day for a period of 4 months. Therefore, it is worth worrying about purchasing insurance in advance so that there are no breaks in a single day, as a fine of 50 euros may be issued, and at the discretion of the Ministry of Internal Affairs, a foreigner may be deprived of a long-term stay in the Czech Republic.
Yes, all emergency medical services related to the treatment of COVID-19 are covered by foreigners' insurance, including hospitalization. Outpatient treatment is covered by comprehensive medical insurance as part of the insurance conditions.
To receive compensation from the insurance company, you must fill out a special form and send it along with the documents below to the representative office of the company or to their e-mail (in the case of pVZP, this is oznameni.udalosti@pvzp.cz).
What documents should be attached to the form:
-- original confirmation of payment (invoice issued by a doctor or invoices issued by a pharmacy according to the prescription of the attending physician) indicating the amount and subject of payment
-- the confirmation of payment for medicines and medical equipment (crutches, glasses, orthoses, etc.) must be accompanied by a prescription (or a copy thereof) issued in the name of the insured, indicating the date of issue, the number of units and specification
-- medical certificate, doctor's report, test results, etc.
What documents should be attached to the form:
-- original confirmation of payment (invoice issued by a doctor or invoices issued by a pharmacy according to the prescription of the attending physician) indicating the amount and subject of payment
-- the confirmation of payment for medicines and medical equipment (crutches, glasses, orthoses, etc.) must be accompanied by a prescription (or a copy thereof) issued in the name of the insured, indicating the date of issue, the number of units and specification
-- medical certificate, doctor's report, test results, etc.
By law, every person on the territory of the Czech Republic must be insured, that is, have valid and paid health insurance. In the Czech Republic, there are 2 forms of health insurance: public and contractual.
Citizens of the country, as well as foreigners with permanent residence in the Czech Republic or officially employed persons can count on public insurance.
All economically active residents of the country deduct part of the funds from their wages in favor of the health insurance fund (the employer makes deductions for employees, individual entrepreneurs pay insurance on their own).
Foreigners (individual entrepreneurs, non-working family members of foreigners and students) must conclude an agreement on commercial health insurance in the Czech Republic, which in turn can also be of 2 types:
Citizens of the country, as well as foreigners with permanent residence in the Czech Republic or officially employed persons can count on public insurance.
All economically active residents of the country deduct part of the funds from their wages in favor of the health insurance fund (the employer makes deductions for employees, individual entrepreneurs pay insurance on their own).
Foreigners (individual entrepreneurs, non-working family members of foreigners and students) must conclude an agreement on commercial health insurance in the Czech Republic, which in turn can also be of 2 types:
- basic first aid insurance
- comprehensive health insuranc